Risk Consultancy

The Alesco team has many years of experience in working with large clients to stress-test alternatives and optimise the insurance programme structure.

Our consulting approach links together a number of different analytics:

• Financial analysis of risk tolerance
• Loss forecasting
• Exposure analysis (e.g. Gulf of Mexico windstorm)
• Shadow rating of commercial market premiums
• Technical analysis of premium discounts for higher retention levels
• Pricing of alternatives such as OIL

The energy insurance market is volatile and dynamic, and to add any value we believe analytics must be delivered in real time, in parallel with the insurance marketing, and must factor in the very latest market data and intelligence.

To support our clients' decision making, we also invest heavily in R&D to develop the underlying sources of information in terms of: 

• Industry loss activity
• Premium rating trends
• Insurance market capacity
• Risk financing developments (captives, mutuals etc.)
• Regional developments (activity levels, legislation and regulation)

 We conduct our consulting reviews from an independent perspective to ensure that we are completely objective and can act in our clients' best interests.