Personal Accident and Travel


The main asset of an organisation is its workforce. Having invested in your employees, through development and training, the loss of those employees through illness or disability has far reaching impact on both the company and the employee themselves.

Alesco Risk Management Services are able to provide accident, health, and business travel for a range of businesses and their employees, as well as high-net-worth individuals.

These policies provide a benefit following an accident or illness to an employee which temporarily or permanently prevents them undertaking their occupation and protects corporate travellers.

At Alesco, we place risks from over 50 countries and pride ourselves on adapting our offering across multiple international jurisdictions. Utilising the London Market, we’re able to respond quickly to enquiries and ensure risks are managed, placed, and mitigated effectively. We can adapt to diverse territories, including warzones, ensuring that no matter where you are, you’ve got cover.

Connect with one of our specialists to see how we can help you protect your business and employees.

Accident and Health

We provide accident and health insurance for a range of businesses and their employees, as well as high-net worth individuals.

We offer a combined approach to our insurance offering, understanding that many of our clients will require advice from one or more of our teams. By utilising the expertise of our Contingency, Media and Special Risks teams we can offer fully comprehensive cover.

Cover can be arranged, on a wholesale or retail basis, from individual high-net-worth policies to affinity programmes and corporate group cover. We can cover the most demanding risks and territories, including warzones. 

Our dedicated, knowledgeable team will search the market for the right accident and health insurance for you, before providing you with a range of quotes and wordings. 

We cover a wide range of health and career related situations, including:

  • Death
  • Group business travel
  • High risk & hazardous occupation
  • Key person
  • Life/death natural causes
  • Locum, replacement & absence covers
  • Loss of licence
  • Medical expenses
  • Multi-life accumulation risk
  • Permanent partial disability
  • Permanent total disablement/career-ending disability
  • Ships crew cover
  • Temporary total and/or partial disablement.
  • Multi-life accumulation risk

Business Travel

Ensure the welfare of your employees with our Personal Accident, Sickness and Business travel policies.

The loss of an employee through illness or disability, whether temporary or permanent, can have far-reaching consequences for the organisation, not to mention the employee in question.

Group personal accident and sickness insurance provides a benefit following an accident or illness to an employee which temporarily or permanently prevents them undertaking their occupation. This includes cover for accidental death, permanent total disability or partial disablement and temporary total or partial disablement.

Plus, we also offer a range of corporate travel insurances for business travellers, while travelling overseas or staying away from home within their own country of residence.

The cover we arrange could include:

  • Medical expenses and emergency evacuation/repatriation insurance
  • Cancellation & curtailment cover
  • Replacement personnel
  • Baggage & personal effects
  • Money
  • Passport and other travel documents
  • Legal expenses
  • Personal liability insurance
  • Hijack insurance
  • Catastrophe insurance

Accident & Health Specialists

David Gray

David Gray Executive Director | Special Risks

+44 (0)20 7208 8528

Grant Thomas

Grant Thomas Director | Special Risks

+44 (0)20 7204 8535

Michael Knox-Watson

Michael Knox-Watson Divisional Director | Special Risks

+44 (0)20 7234 4707


Tom Mountain Associate | Special Risks

+44 20 7560 3129

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