As we progress through 2025, we are pleased to report that clients with excellent loss experiences are benefiting from more favorable terms during their renewals.

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The rating environment is expected to see reductions between 5% and 15% for clean-to-fair loss ratio accounts.

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Global energy markets face shifting dynamics in 2025, with US natural gas rebounding, European investment in gas imports, and Middle Eastern LNG expansion. Insurance trends show midstream market softening, with increased capacity and rate reductions benefiting buyers.

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